Bath · SN25 2RX · 2-bed

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Asking price
£250,000
EPC B
Verdict
Looks fair for the area
Estimated gross yields from current rental comps. Numbers are pre-cost — service, voids, mortgage, management still come off these.
Standard BTL
Best fit£950/mo
4.6% gross yield
Open-market tenant on a 12-month AST.
LHA / Section 8
£783/mo
3.8% gross yield
Council-paid tenant. Stable rent, longer tenancies, slight discount to market.
Council lease
£665/mo
3.2% gross yield
3–5 yr guaranteed-rent lease to a housing association. Hands-off.
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
2-bed with EPC B — workable family setup.
Standard BTL
4.6% gross — tight; works only with low costs / cheap finance.
Buy + rent later
Rent would cover most mortgage costs but you'd top up if it sat empty for a few months.
England (SDLT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£0
Home mover
£0
2nd home / BTL
£12,500
Mortgage @ 75% LTV
Asking price is in line with what 2-bed homes have been selling for nearby.
Contains HM Land Registry data © Crown copyright and database right.
Based on 427 live rentals in Bath · 2-bed homes here average £1,640/mo.
Most landlords need 5%+ gross to break even after costs in this area, so this is tight as a fallback — worth running the numbers carefully.
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