Barnsley · 3-bed
Holme Road, Shiptonthorpe, York
© OpenStreetMap · click to open in maps
Asking price
£565,000
Verdict
Overpriced by £293,095 vs 3-bed homes nearby
What you could do with it
Estimated gross yields from current rental comps. Numbers are pre-cost — service, voids, mortgage, management still come off these.
HMO (rooms)
Best fit£1,557/mo
3.3% gross yield
4–6 individual tenants, shared living. Highest yield, most management.
LHA / Section 8
£823/mo
1.8% gross yield
Council-paid tenant. Stable rent, longer tenancies, slight discount to market.
Council lease
£699/mo
1.5% gross yield
3–5 yr guaranteed-rent lease to a housing association. Hands-off.
Who is this for?
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
3-bed but EPC unknown — factor retrofit cost or budget for it.
Standard BTL
No reliable rent estimate for this area — verify before committing.
HMO (rooms)
3.3% HMO yield is too low for the management overhead.
Buy + rent later
Rent wouldn't cover mortgage — selling to exit may be your only option.
The numbers
England (SDLT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£7,000
Home mover
£15,750
2nd home / BTL
£44,000
Mortgage @ 75% LTV
- Loan
- £423,750
- Deposit
- £141,250
- Per month
- £2,602
Cash you'd need to walk in (deposit + investor SDLT, before legal/survey): £185,250
Should you pay this?
Asking price is roughly £293,095 above what 3-bed homes typically go for here.
You're paying £565,000. Comparable 3-bed homes in this area suggest a market price of around £271,905.
Contains HM Land Registry data © Crown copyright and database right.
What it'd rent for
We don't have enough rental comparables for this area to give you a confident estimate yet. Cross-check on Rightmove's Rents tab or OpenRent before relying on yield assumptions.
Property features
- []
Loading nearby sold…
Crime risk
Flood risk
Schools & Ofsted
No schools indexed yet for this postcode sector. The official sources below cover every UK postcode.
Catchments aren't published nationally; many schools use distance-from-school as the deciding factor. The links above give you the official data — only the local authority can confirm a specific year's catchment boundary.
Contains public sector information licensed under the Open Government Licence v3.0.
Area pulse
- 24,335 new listings here in the last month — good comparable supply.
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