Exeter · EX20 4NQ · 4-bed

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Asking price
£595,000
EPC D
Verdict
Overpriced by £48,829 vs 4-bed homes nearby
Estimated gross yields from current rental comps. Numbers are pre-cost — service, voids, mortgage, management still come off these.
Standard BTL
Best fit£1,700/mo
3.4% gross yield
Open-market tenant on a 12-month AST.
LHA / Section 8
£1,296/mo
2.6% gross yield
Council-paid tenant. Stable rent, longer tenancies, slight discount to market.
Council lease
£1,102/mo
2.2% gross yield
3–5 yr guaranteed-rent lease to a housing association. Hands-off.
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
4-bed with EPC D — workable family setup.
Standard BTL
3.4% gross — won't cover costs at current rates.
Buy + rent later
Rent wouldn't cover mortgage — selling to exit may be your only option.
England (SDLT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£8,500
Home mover
£17,250
2nd home / BTL
£47,000
Mortgage @ 75% LTV
Asking price is roughly £48,829 above what 4-bed homes typically go for here.
You're paying £595,000. Comparable 4-bed homes in this area suggest a market price of around £546,171.
Contains HM Land Registry data © Crown copyright and database right.
Based on 682 live rentals in Exeter · 4-bed homes here average £1,781/mo.
Most landlords need 5%+ gross to break even after costs in this area, so this is tight as a fallback — worth running the numbers carefully.
Catchment area is the #1 driver of family-let demand and exit liquidity in the suburbs. Verify the local primary + secondary ratings before offering — an Outstanding catchment can add 5–10% to £/sqft; Inadequate is a permanent drag.
Catchments aren't published nationally; many schools use distance-from-school as the deciding factor. The links above give you the official data; only the local authority can confirm a specific year's catchment boundary.
No curated HMO data for this area. Most UK councils run mandatory licensing for 5+ sharers (statutory) plus area-specific additional / selective schemes. Verify with the local authority before completing a purchase.
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