Birmingham · NN6 9LG · 2-bed
Maidwell Road, Haselbech, Northampton, Northamptonshire, NN6
© OpenStreetMap · click to open in maps
Asking price
£425,000
EPC F
Verdict
Overpriced by £210,266 vs 2-bed homes nearby
What you could do with it
Estimated gross yields from current rental comps. Numbers are pre-cost — service, voids, mortgage, management still come off these.
Standard BTL
Best fit£1,150/mo
3.3% gross yield
Open-market tenant on a 12-month AST.
LHA / Section 8
£748/mo
2.1% gross yield
Council-paid tenant. Stable rent, longer tenancies, slight discount to market.
Council lease
£636/mo
1.8% gross yield
3–5 yr guaranteed-rent lease to a housing association. Hands-off.
Who is this for?
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
EPC F blocks rent-out and signals expensive retrofit.
Standard BTL
3.3% gross — won't cover costs at current rates.
Buy + rent later
Rent wouldn't cover mortgage — selling to exit may be your only option.
The numbers
England (SDLT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£0
Home mover
£8,750
2nd home / BTL
£30,000
Mortgage @ 75% LTV
- Loan
- £318,750
- Deposit
- £106,250
- Per month
- £1,957
Cash you'd need to walk in (deposit + investor SDLT, before legal/survey): £136,250
Should you pay this?
Asking price is roughly £210,266 above what 2-bed homes typically go for here.
You're paying £425,000. Comparable 2-bed homes in this area suggest a market price of around £214,734.
Contains HM Land Registry data © Crown copyright and database right.
What it'd rent for
£1,150/month3.25% gross yield
Based on 3,936 live rentals in Birmingham · 2-bed homes here average £1,245/mo.
Most landlords need 5%+ gross to break even after costs in this area, so this is tight as a fallback — worth running the numbers carefully.
Property features
- []
Loading nearby sold…
5-year price trend
Crime risk
Flood risk
Schools & Ofsted
No schools indexed yet for this postcode sector. The official sources below cover every UK postcode.
Catchments aren't published nationally; many schools use distance-from-school as the deciding factor. The links above give you the official data — only the local authority can confirm a specific year's catchment boundary.
Contains public sector information licensed under the Open Government Licence v3.0.
Area pulse
- 43,126 new listings here in the last month — good comparable supply.
- EPC rating F — significant retrofit cost to bring it up to standard.
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