Huddersfield · HD8 0PY
Eldon House, Penistone Road, Kirkburton, HD8
© OpenStreetMap · click to open in maps
Asking price
£480,000
£279/sqft
Verdict
Overpriced by £240,000 vs similar nearby properties
What you could do with it
Estimated gross yields from current rental comps. Numbers are pre-cost — service, voids, mortgage, management still come off these.
Standard BTL
Best fit£475/mo
1.2% gross yield
Open-market tenant on a 12-month AST.
LHA / Section 8
£315/mo
0.8% gross yield
Council-paid tenant. Stable rent, longer tenancies, slight discount to market.
Council lease
£268/mo
0.7% gross yield
3–5 yr guaranteed-rent lease to a housing association. Hands-off.
Who is this for?
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
Not the right shape for a family.
Standard BTL
1.2% gross — won't cover costs at current rates.
Buy + rent later
Rent wouldn't cover mortgage — selling to exit may be your only option.
The numbers
England (SDLT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£2,750
Home mover
£11,500
2nd home / BTL
£35,500
Mortgage @ 75% LTV
- Loan
- £360,000
- Deposit
- £120,000
- Per month
- £2,211
Cash you'd need to walk in (deposit + investor SDLT, before legal/survey): £155,500
Should you pay this?
Asking price is roughly £240,000 above what similar properties typically go for here.
You're paying £480,000. Comparable similar properties in this area suggest a market price of around £240,000.
Contains HM Land Registry data © Crown copyright and database right.
What it'd rent for
£475/month1.19% gross yield
Based on 470 live rentals in Huddersfield · similar homes here average £766/mo.
Most landlords need 5%+ gross to break even after costs in this area, so this is tight as a fallback — worth running the numbers carefully.
Property features
- []
Loading nearby sold…
5-year price trend
Crime risk
Flood risk
Schools & Ofsted
No schools indexed yet for this postcode sector. The official sources below cover every UK postcode.
Catchments aren't published nationally; many schools use distance-from-school as the deciding factor. The links above give you the official data — only the local authority can confirm a specific year's catchment boundary.
Contains public sector information licensed under the Open Government Licence v3.0.
Area pulse
- 3,743 new listings here in the last month — good comparable supply.
Share this analysis
Want unlimited saved searches, the full investor breakdown, and the what-if calculator? Try Pro free for 3 days.