1-bed
Cotham Vale - Cotham
© OpenStreetMap · click to open in maps
Asking price
£1,400
Verdict
Looks fair for the area
Who is this for?
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
Not the right shape for a family.
Standard BTL
No reliable rent estimate for this area — verify before committing.
Buy + rent later
Rent wouldn't cover mortgage — selling to exit may be your only option.
The numbers
England (SDLT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£0
Home mover
£0
2nd home / BTL
£70
Mortgage @ 75% LTV
- Loan
- £1,050
- Deposit
- £350
- Per month
- £6
Cash you'd need to walk in (deposit + investor SDLT, before legal/survey): £420
Should you pay this?
Asking price is in line with what 1-bed homes have been selling for nearby.
Contains HM Land Registry data © Crown copyright and database right.
What it'd rent for
We don't have enough rental comparables for this area to give you a confident estimate yet. Cross-check on Rightmove's Rents tab or OpenRent before relying on yield assumptions.
Loading nearby sold…
Crime risk
Flood risk
Area pulse
- Inside an Article 4 area — HMO conversion needs planning consent (don't assume you can split it).
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