Cardiff · CF10 1EU · 2-bed
2-bed home in Cardiff, CF10 1EU
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Asking price
£165,000
Verdict
Strong rental backup (11.75% gross yield)
What you could do with it
Estimated gross yields from current rental comps. Numbers are pre-cost — service, voids, mortgage, management still come off these.
Standard BTL
Best fit£1,615/mo
11.8% gross yield
Open-market tenant on a 12-month AST.
LHA / Section 8
£951/mo
6.9% gross yield
Council-paid tenant. Stable rent, longer tenancies, slight discount to market.
Council lease
£808/mo
5.9% gross yield
3–5 yr guaranteed-rent lease to a housing association. Hands-off.
Who is this for?
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
2-bed but EPC unknown — factor retrofit cost or budget for it.
Standard BTL
11.8% gross — clears typical 5%+ break-even threshold.
Buy + rent later
Rents would more than cover BTL mortgage costs if life changes.
The numbers
Wales (LTT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£0
Home mover
£0
2nd home / BTL
£6,600
Mortgage @ 75% LTV
- Loan
- £123,750
- Deposit
- £41,250
- Per month
- £760
Cash you'd need to walk in (deposit + investor SDLT, before legal/survey): £47,850
Should you pay this?
Asking price is in line with what 2-bed homes have been selling for nearby.
Contains HM Land Registry data © Crown copyright and database right.
What it'd rent for
£1,615/month11.75% gross yield
Based on 1,158 live rentals in Cardiff · 2-bed homes here average £1,342/mo.
Most landlords need 5%+ gross to break even after costs in this area, so this is a decent fallback if your plans shift.
Property features
- ["Fantastic sixth floor apartment"
- "Great location in Cardiff City Centre"
- "No chain!"
- "Open plan living/dining room"
- "Town Centre Location"
- "Two double bedrooms"
- "Zoopla for business"]
Loading nearby sold…
5-year price trend
Crime risk
Flood risk
Schools & Ofsted
No schools indexed yet for this postcode sector. The official sources below cover every UK postcode.
Catchments aren't published nationally; many schools use distance-from-school as the deciding factor. The links above give you the official data — only the local authority can confirm a specific year's catchment boundary.
Contains public sector information licensed under the Open Government Licence v3.0.
Leasehold — confirm years remaining
The listing flags this as leasehold but we couldn’t pull a confident remaining-years number. Ask the agent before bidding — anything under 80 years is a red flag for most lenders.
Always verify lease term + ground rent in the official LPE1 / management pack before exchange.
Area pulse
- 11,005 new listings here in the last month — good comparable supply.
- Inside an Article 4 area — HMO conversion needs planning consent (don't assume you can split it).
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