Woking · GU22 · 2-bed
2-bed home in Woking, GU22
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Asking price
£265,000
EPC B · Council tax C
Verdict
Underpriced by £92,767 vs 2-bed homes nearby
Who is this for?
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
2-bed with EPC B — workable family setup.
Standard BTL
No reliable rent estimate for this area — verify before committing.
Buy + rent later
Rent wouldn't cover mortgage — selling to exit may be your only option.
The numbers
Scotland (LBTT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£2,850
Home mover
£2,850
2nd home / BTL
£18,750
Mortgage @ 75% LTV
- Loan
- £198,750
- Deposit
- £66,250
- Per month
- £1,221
Cash you'd need to walk in (deposit + investor SDLT, before legal/survey): £85,000
Should you pay this?
Asking price is roughly £92,767 below what 2-bed homes typically go for here.
You're paying £265,000. Comparable 2-bed homes in this area suggest a market price of around £357,767.
Contains HM Land Registry data © Crown copyright and database right.
What it'd rent for
We don't have enough rental comparables for this area to give you a confident estimate yet. Cross-check on Rightmove's Rents tab or OpenRent before relying on yield assumptions.
Loading nearby sold…
5-year price trend
Crime risk
Flood risk
Schools & Ofsted
No schools indexed yet for this postcode sector. The official sources below cover every UK postcode.
Catchments aren't published nationally; many schools use distance-from-school as the deciding factor. The links above give you the official data — only the local authority can confirm a specific year's catchment boundary.
Contains public sector information licensed under the Open Government Licence v3.0.
Leasehold: ~116 years remaining
Above the lender threshold but worth checking the ground rent + service charge schedule. Doubling clauses every 10–25 years can make units unsellable; modern peppercorn leases (under £250/yr) are fine.
Always verify lease term + ground rent in the official LPE1 / management pack before exchange.
Area pulse
- 1,380 new listings here in the last month — good comparable supply.
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