Manchester · M50 · 2-bed
2-bed home in Manchester, M50
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Asking price
£190,000
£279/sqft · EPC C
Verdict
Strong rental backup (7.5% gross yield)
What you could do with it
Estimated gross yields from current rental comps. Numbers are pre-cost — service, voids, mortgage, management still come off these.
Standard BTL
Best fit£1,250/mo
7.5% gross yield
Open-market tenant on a 12-month AST.
LHA / Section 8
£873/mo
5.2% gross yield
Council-paid tenant. Stable rent, longer tenancies, slight discount to market.
Council lease
£742/mo
4.5% gross yield
3–5 yr guaranteed-rent lease to a housing association. Hands-off.
Who is this for?
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
2-bed with EPC C — workable family setup.
Standard BTL
7.5% gross — clears typical 5%+ break-even threshold.
Buy + rent later
Rents would more than cover BTL mortgage costs if life changes.
The numbers
England (SDLT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£0
Home mover
£0
2nd home / BTL
£9,500
Mortgage @ 75% LTV
- Loan
- £142,500
- Deposit
- £47,500
- Per month
- £875
Cash you'd need to walk in (deposit + investor SDLT, before legal/survey): £57,000
Should you pay this?
Asking price is in line with what 2-bed homes have been selling for nearby.
Contains HM Land Registry data © Crown copyright and database right.
What it'd rent for
£1,250/month7.5% gross yield
Based on 2,872 live rentals in Manchester · 2-bed homes here average £1,402/mo.
Most landlords need 5%+ gross to break even after costs in this area, so this is a decent fallback if your plans shift.
Loading nearby sold…
5-year price trend
Crime risk
Flood risk
Schools & Ofsted
No schools indexed yet for this postcode sector. The official sources below cover every UK postcode.
Catchments aren't published nationally; many schools use distance-from-school as the deciding factor. The links above give you the official data — only the local authority can confirm a specific year's catchment boundary.
Contains public sector information licensed under the Open Government Licence v3.0.
Leasehold: ~250+ years remaining
Long lease. Standard checks still apply (ground rent, service charge, sinking fund) but this isn’t the deal-breaker.
Always verify lease term + ground rent in the official LPE1 / management pack before exchange.
Cladding / EWS1 mentioned in listing
The agent description mentions cladding, EWS1, or external wall systems. For flats, an EWS1 form (rated A1–A3) is typically required by mortgage lenders post-Grenfell. A missing or B-rated EWS1 can make the unit unmortgageable.
Ask: does the building have a current A1–A3 EWS1? If not, what's the remediation timeline + who's paying?
Heuristic flag — always verify via the management pack and the building's freeholder.
Area pulse
- 25,258 new listings here in the last month — good comparable supply.
- Inside an Article 4 area — HMO conversion needs planning consent (don't assume you can split it).
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