Manchester · M25 · 2-bed
2-bed home in Manchester, M25
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Asking price
£375,000
EPC C
Verdict
Overpriced by £127,791 vs 2-bed homes nearby
What you could do with it
Estimated gross yields from current rental comps. Numbers are pre-cost — service, voids, mortgage, management still come off these.
Standard BTL
Best fit£950/mo
3.0% gross yield
Open-market tenant on a 12-month AST.
LHA / Section 8
£873/mo
2.8% gross yield
Council-paid tenant. Stable rent, longer tenancies, slight discount to market.
Council lease
£742/mo
2.4% gross yield
3–5 yr guaranteed-rent lease to a housing association. Hands-off.
Who is this for?
Quick read across the buyer personas. ✅ = good fit · ⚠ = workable with caveats · ❌ = look elsewhere.
Family home
2-bed with EPC C — workable family setup.
Standard BTL
3.0% gross — won't cover costs at current rates.
Buy + rent later
Rent wouldn't cover mortgage — selling to exit may be your only option.
The numbers
England (SDLT) · 75% LTV mortgage at 5.5% over 25 years (capital repayment).
Stamp duty
First-time buyer
£0
Home mover
£6,250
2nd home / BTL
£25,000
Mortgage @ 75% LTV
- Loan
- £281,250
- Deposit
- £93,750
- Per month
- £1,727
Cash you'd need to walk in (deposit + investor SDLT, before legal/survey): £118,750
Should you pay this?
Asking price is roughly £127,791 above what 2-bed homes typically go for here.
You're paying £375,000. Comparable 2-bed homes in this area suggest a market price of around £247,209.
Contains HM Land Registry data © Crown copyright and database right.
What it'd rent for
£950/month3.04% gross yield
Based on 2,872 live rentals in Manchester · 2-bed homes here average £1,402/mo.
Most landlords need 5%+ gross to break even after costs in this area, so this is tight as a fallback — worth running the numbers carefully.
Property features
- ["Garage and allocated parking"
- "Landscaped communal gardens"
- "Prestigious gated development"
- "Price Reduced! Originally listed at \u00a3425
- 000
- now available at Offers Over \u00a3375
- 000 \u2013 an incredible opportunity!"
- "Private and serene location"
- "Spacious lounge with balcony"]
Loading nearby sold…
5-year price trend
Crime risk
Flood risk
Schools & Ofsted
No schools indexed yet for this postcode sector. The official sources below cover every UK postcode.
Catchments aren't published nationally; many schools use distance-from-school as the deciding factor. The links above give you the official data — only the local authority can confirm a specific year's catchment boundary.
Contains public sector information licensed under the Open Government Licence v3.0.
Leasehold — confirm years remaining
The listing flags this as leasehold but we couldn’t pull a confident remaining-years number. Ask the agent before bidding — anything under 80 years is a red flag for most lenders.
Always verify lease term + ground rent in the official LPE1 / management pack before exchange.
Area pulse
- 25,258 new listings here in the last month — good comparable supply.
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