Rented normally, you'd make about £505 a month.

What could kill thisThe checks

An energy rating of G, and we cannot tell you whether you may rent it out

We could not work out which nation’s rules apply, so we cannot say if you may rent it out.

3 problems found · 4 we could not check · 2 do not apply to this property

■ from the listinglisting last seen 15 Sep 2026

Will it pay?Calculator

£505 of every £1,381 is yours to keep, each month

You keep 37p of every pound of rent. The mortgage takes 19p.

£505 yours

£1,381 rent in£505 yours

◧ market rent £1,381 · 2 comps2 empty weeks a year assumed

What if I change my assumptions?The dials

At the asking price, 25% deposit, 6.25% charged

Change any of these 16 and every card on this page changes with it. The 6.25% is the 5.50% quoted plus a company premium.

◧ worked out from local rents

What will it cost me to buy?Breakdown

£24,120 + refurb costs

£7,120 of that never comes back — stamp duty, solicitor and lender fees.

£24,120 to buy it

~£23,805

deposit · stamp duty · solicitor · feeswe haven’t been inside

□ works not inspected

What would have to be true?

We cannot price this without a postcode

Which purchase tax applies — stamp duty, LBTT or land transaction tax — is decided by the nation the address sits in, and this listing carries no postcode to resolve it. Rather than assume England and then price to the pound off it, this card does not answer. The agent can give you the postcode.

□ no postcode on the listing

What will the rent borrow?Lender test

The rent carries the whole loan — it could fall 65% and still cover it

Your deposit is what limits this one, not the rent. Lenders test the rent at 7.5% and need it to cover 145% of the payment.

£462 needed

of £1,328 rent

stressed at 7.5%, 145% cover

◧ rent after empty weeks £1,328PRA-style test

Is it a good location?Open the map

Coventry

No schools in this postcode area and flood risk checking… — open for the map, the schools and the rest.

Article 4Not assessed for this address

■ mapped to a point, not an address

Which strategy wins?The ways to run it

Rent by the room beats Standard rental by £273 a month

Rent by the room also ties up the least cash, £47,925.

Rent by the room+£778 · £47,925 in

Standard rental+£505 · £47,925 in

Housing-benefit rent+£223 · £47,925 in

Each row: money kept a month, then the cash it ties up. Not compared: Do it up, then remortgage (pays back at the remortgage) · Short-stay let (no local short-let data) · Guaranteed council rent (no scheme in this borough) · Buy, improve & sell (pays out on sale)

◧ 3 ways, one measureranked on money kept each month, at the asking price

What would you walk away with?The five-year sums

+£23,765 after five years on the cash you put in, before tax on the sale

More than the same cash would have made in a savings account, after tax on the interest. The savings account’s capital is not at risk; the property’s is. A fall of about 37% in the price would leave nothing from a sale after selling costs, and you would still owe the lender any shortfall. That is the £47,925 you put in. The 5-year fix runs past this 5-year hold, so the rate reset comes after it.

◧ 2.0%/yr growth assumed