There is no rent on file for this address, so nothing here can be priced from one.

What if I change my assumptions?The dials

At the asking price, 25% deposit, 6.50% charged

No rent is recorded for this address, so nothing here can be priced from one. Put a rent you believe into the calculator and every figure below moves with it.

Try your own numbersLive

You keep-£1,302/mo

All-in cash£127,760

PaybackNever

Offer−+

Deposit−+

Mortgage rate−+

Rent−+

Worked at 6.50% — 5.75% quoted plus a company premium.

□ no rent on file

What will it cost me to buy?Breakdown

£91,650 + refurb costs

£24,150 of that never comes back — land transaction tax, solicitor and lender fees.

£91,650 to buy it

~£36,110

deposit · stamp duty · solicitor · feeswe haven’t been inside

□ works not inspected

What would have to be true?

No recorded basis for the rent to work from

Every price on this card is that rent inverted, and this row records no basis for its rent — not that the rent is wrong, but that we cannot show it was measured against nearby lettings. A price quoted to the £5,000 needs evidence we can point at.

□ rent basis not recorded

How big is it, really?The working

One figure, and nothing checking it 1,636 sq ft

The advert and the survey disagree — open for both figures and the gap.

■ area measured on site

Is it a good location?Open the map

No school rated Good or better in this postcode area

1 school in this postcode area, none rated Good or better and flood risk checking… — open for the map, the schools and the rest.

Article 4Not assessed for this address

■ postcode area, not this address

What could kill thisThe checks

The property is being sold at auction, so the price shown is a guide, not what it will cost

Every figure on this page is worked from that price, so paying more than it cuts the return.

2 problems found · 1 came back clear · 5 we could not check · 1 does not apply to this property

■ from the listinglisting last seen 02 Sep 2026

Which strategy wins?

No rent on file, so nothing can be ranked

No rent is recorded for this address, so nothing here can be priced from one. Put a rent you believe into the calculator and every figure below moves with it.

□ no market renta comparison needs a rent for every way of letting it

What would you walk away with, after 5 years?The five-year sums

−£98,974 after five years on the cash you put in, before tax on the sale

Less than the same cash would have made in a savings account, after tax on the interest. The savings account’s capital is not at risk; the property’s is. A fall of about 29% in the price would leave nothing from a sale after selling costs, and you would still owe the lender any shortfall. That is the £127,760 you put in. The 5-year fix runs past this 5-year hold, so the rate reset comes after it.

−£127,760+£324,016−£8,100−£202,500−£84,630−£98,974

Cash you put inSale valueSelling costsMortgageRent lossesYou are down

◧ 2.0%/yr growth assumed