Rented normally, you'd make about £58 a month.

What could kill thisThe checks

Cash buyers only — there is no mortgage on this one

The listing says no mortgage, and every figure on this page is worked with one.

2 problems found · 1 came back clear · 4 we could not check · 2 do not apply to this property

■ from the listinglisting last seen 14 Sep 2026

Will it pay?Calculator

£58 of every £1,244 is yours to keep, each month

You keep 5p of every pound of rent. The mortgage takes 47p.

£589 mortgage

£536 running

£1,244 rent in£58 yours

£150 of that is a guess — no service charge published.

□ service charge not published2 empty weeks a year assumed

What if I change my assumptions?The dials

At the asking price, 25% deposit, 6.50% charged

Change any of these 16 and every card on this page changes with it. The 6.50% is the 5.75% quoted plus a company premium.

◧ worked out from local rents

What will it cost me to buy?Breakdown

£49,075 + refurb costs

£12,825 of that never comes back — stamp duty, solicitor and lender fees.

~£53,717

deposit · stamp duty · solicitor · feeswe haven’t been inside

£49,075 to buy it

□ works not inspected

What would have to be true?

Nothing — it works at the asking price

The rent covers the mortgage, the running costs and the tax at the £145,000 asked, so there is no discount this card has to name. A lower price would be upside, not a condition.

◧ worked back from the rent

Is the price right?The deeds

Last sold for £47,995 in 1996

Nothing nearby is comparable, but asking is 202% more than the £47,995 paid for it in 1996.

□ this address’s own deeds, no comparable saleHM Land Registry Price Paid Data

How big is it, really?The plan

The rooms are on the plan; the total is not

The plan is on file; the floor area is not.

□ no floor area published

Is it a good location?Open the map

Basingstoke, RG22 4DW

3 of 5 schools in this postcode area rated Good or Outstanding and flood risk checking… — open for the map, the schools and the rest.

Article 4Not assessed for this address

■ postcode area, not this address

Which strategy wins?The ways to run it

Nothing here beats a plain let

Standard rental also ties up the least cash, £102,792.

Standard rental+£58 · £102,792 in

Housing-benefit rent−£231 · £102,792 in

Each row: money kept a month, then the cash it ties up. Not compared: Rent by the room (only 2 bedrooms) · Do it up, then remortgage (pays back at the remortgage) · Short-stay let (no local short-let data) · Guaranteed council rent (no scheme in this borough) · Buy, improve & sell (pays out on sale)

◧ 2 ways, one measureranked on money kept each month, at the asking price

What would you walk away with?The five-year sums

−£14,113 after five years on the cash you put in, before tax on the sale

Less than the same cash would have made in a savings account, after tax on the interest. The savings account’s capital is not at risk; the property’s is. A fall of about 38% in the price would leave nothing from a sale after selling costs, and you would still owe the lender any shortfall. That is the £102,792 you put in. The 5-year fix runs past this 5-year hold, so the rate reset comes after it.

◧ 2.0%/yr growth assumed